0% Finance Available!
Spread the cost of your Dream Garden
Planning your dream garden is very exciting, but can be a costly investment. The Stone Zone & Landscaping Supplies are proud to offer a solution - we offer interest-free credit (subject to status) so you can spread the cost of your purchase over a time frame that suits you - up to 10 years! The credit we provide is through Ideal4Finance. Credit is available on all of our products and the limit can be calculated with a quick in-store or online credit check.
- 12 Months - 0% APR Finance Available
- 36 Months - 9.9% or 12.9% APR Finance Available
- 48 Months - 9.9% or 12.9% APR Finance Available
- 60 Months - 9.9% or 12.9% APR Finance Available
- 84 Months - 9.9% or 12.9% APR Finance Available
- 120 Months - 9.9% or 12.9% APR Finance Available
A minimum deposit of 10% will need to be put down. All major credit and debit cards can be used to pay this.
For example, if the landscaping supplies you'd like to buy are £1150, after a deposit of £150 has been put down, there would be a payment of £1000 left, which you could spread over 12 months interest free (subject to status).
How to Apply
Applying for finance is quick and easy!
Firstly, obtain a quote for the materials you require by speaking to one of our customer advisors. You can always visit us in-store or call us on 01202 874207 or by email us on email@example.com.
You can also get a quote when adding required items to your basket online, however, finance doesn't cover the cost of delivery, and our website usually adds a delivery cost to your basket once you've added your post code (unless you choose the collection option).
Once you have a quote from ourselves, simply fill in the online application form to ensure you're eligible for finance. This is where you can enter the total amount you'd like to borrow from us (excluding delivery) and choose your repayment options (subject to status): www.ideal4finance.com/dorsetsoils
If you have been accepted for finance to borrow the desired amount, one of our Customer Advisors will be in touch with you to place your order on our system, arrange a delivery date and also take a delivery payment and 10% deposit of the total amount you're borrowing.
Please note that as finance doesn't cover the cost of delivery, this will also be an additional cost to pay up-front. Your original quote should include the cost of delivery as a separate charge, with the Customer Advisor making you aware that finance doesn't cover this cost.
Once you have received delivery of your order, Ideal4Finance will check in with you to ensure you're happy that the goods have arrived, and then you'll start the repayments for finance.
Please note: Finance options cannot be used for delivery costs or in conjunction with any offer or discount, and APR is subject to status.
How to Work Out Repayments
Managing your finances and how much you can afford to pay back is a very important consideration when looking at using finance options. To put our customers' minds at rest, we have created the below graph showing how much money you'd pay back based on various payments (once the deposit has been paid) over different amounts of time.
|Total amount on finance||Repayment time frame||Total repayment amount||Monthly payment amount|
|£1000||12 months 0% APR||£1000||£120|
|£2000||36 months 9.9% APR||£2319||£64|
|£2000||36 months 12.9% APR||£2422||£67|
|£3000||48 months 9.9% APR||£3645||£75|
|£3000||48 months 12.9% APR||£3856||£80|
|£4000||60 months 9.9% APR||£5087||£84|
|£4000||60 months 12.9% APR||£5448||£90|
|£5000||84 months 9.9% APR||£6950||£82|
|£5000||84 months 12.9% APR||£7617||£90|
|£6000||120 months 9.9% APR||£9475||£78|
|£6000||120 months 12.9% APR||£10,707||£89|
For more in-depth information and an in-sight on borrowing a different sum over longer periods of time, try the Money Saving Expert personal loan calculator, created by Martin Lewis' Money Saving Tips.
*Dorset Soils & Aggregates Ltd T/A Stone Zone and Landscaping Supplies is an introducer appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.
Speak to one of our friendly Sales Advisors who can tell you how finance works!